Methodology and sources

This site is built to be easy to trust and easy to challenge. We show where a claim comes from, how strong the evidence is, and when a statement still needs bank validation.

Official sources first Evidence labels Confidence levels Last verified
Last verified: April 16, 2026
Confidence: High (definitions and process), Medium (page-level scoring depends on portal changes)
Requires legal review: Yes, for comparative wording before publication

Evidence labels used on the site

Use these labels to separate facts, summaries, interpretation, and open questions.

Confirmed fact

Directly supported by an official source such as a bank press release, annual report, product page, or regulator publication.

Expected fields: source + source date + last verified + confidence

Sourced summary

A source-backed summary of one or more sources. The wording is ours, but the facts trace back to the cited source set.

Risk note: Summaries can drift if sources change; last verified matters.

Analyst interpretation

Our reading of public signals, such as documentation clarity, portal usability, or implementation implications. Always labelled as interpretation.

Risk note: Subjective; should be reviewed for tone and neutrality.

Requires validation

Used when the public record is partial, ambiguous, or market-specific. These items should be confirmed with the bank or primary source before production use.

Usage: Safe placeholder until verified

Confidence levels

High: primary official evidence; Medium: official evidence but partial or undated; Low: limited or indirect evidence.

Note: Confidence is about evidence quality, not product quality.

Last verified date

Shows when we last checked that the cited source still supports the claim. Developer portals and product pages can change without notice.

Format: Month Day, Year

Source hierarchy

We rank sources by how defensible they are in client, legal, and executive settings.

Priority Source type Examples Notes
1 Official bank sources Annual reports, investor presentations, earnings materials, product pages, developer portals, API docs, whitepapers, press releases Preferred. Record source date and last verified.
2 Official regulators and market infrastructure Federal Reserve, CFPB, OSFI, Payments Canada, Bank of Canada, SWIFT, BIS Preferred for timelines, rules, and infrastructure capabilities.
3 Trusted primary media Reuters, Bloomberg, FT, WSJ, American Banker, Euromoney (where accessible) Use to contextualize, not to replace official product scope.
4 Secondary summaries Blogs, vendor roundups, unsourced rankings Avoid for important claims. If referenced, label as requires validation.

How comparisons work (high level)

We start with what any user can verify publicly, then separate out what typically moves into onboarding.

Global bank scorecards

Scorecards help users navigate. They are not performance claims, SLAs, or commercial guarantees.

Label: Analyst interpretation
Requires legal review: Yes, before publication

"APIs tracked" counts

These counts reflect publicly visible endpoints or documented capabilities that can be enumerated without privileged access. They do not imply full contracted scope.

Label: Sourced summary + analyst method (public portals)

Portal visibility and limitations

We assess discoverability, onboarding clarity, sandbox visibility, auth and security visibility, event documentation, and whether regional differences are clearly described.

Label: Analyst interpretation, based on public portal review

Finance AI news rules

These rules keep the news feed useful and grounded.

Rule What we do Why
Source hierarchy Official bank/regulator/infrastructure sources first Reduces misinformation and avoids paywalled paraphrase risk.
Recency Prioritize the last 30 days; archive older items Keeps the digest actionable for treasury teams.
Duplicate suppression Prefer the primary source over reprints Avoids double counting and contradictory summaries.
Client implication One line on what it changes for clients Connects news to treasury design and operating model decisions.
Citi-relative note Only include when evidence supports it Avoids unsupported superiority claims.

Source register (selected)

This is the citation format used across the site: source, source date, last verified date, and confidence.

Source Type Source date Last verified Confidence
CitiConnect® API Portal announcement Official bank release Apr 12, 2021 Apr 16, 2026 High
Citi Implementations Official bank product/implementation page Undated page Apr 16, 2026 Medium
J.P. Morgan Payments developer portal: llms.txt Official developer portal index Undated page Apr 16, 2026 High
OSFI Guideline B-13 Official regulator guidance Guideline (see page) Apr 16, 2026 High
SWIFT ISO 20022 Official infrastructure source Ongoing Apr 16, 2026 High

If a source becomes unavailable or changes materially, related claims should be marked requires validation until re-verified. For the full live registry, open the verification center.